Penala Family Adventures in Canada

Penala Family Adventures in Canada Filipino moving to canada in 2015 and sharing our family adventure

“How does a handsome guy use his gun? With style. 😎
09/20/2026

“How does a handsome guy use his gun? With style. 😎

Wow, MSTE is bouncing back! 📈Good thing I was able to accumulate a lot of shares during the low period. Although my capi...
09/19/2026

Wow, MSTE is bouncing back! 📈

Good thing I was able to accumulate a lot of shares during the low period. Although my capital is still currently negative, the dividends I’ve collected have essentially brought me to break-even on my total return.

This is one of the reasons I like the income strategy—while waiting for the price to recover, the dividends are still putting cash back into my account.

Patience, consistency, and sticking to your strategy. One step at a time. No panic selling.

Just sharing my personal investing journey and opinion—not financial advice.

Bulalo para sa malamig na panahon
09/13/2026

Bulalo para sa malamig na panahon

Nakaka-excite talaga tuwing nakakareceive ka ng dividend from your investments every month! Iba talaga ang joy, kahit hi...
09/08/2026

Nakaka-excite talaga tuwing nakakareceive ka ng dividend from your investments every month!

Iba talaga ang joy, kahit hindi pa kalakihan. Paunti-unti, nakikita mong may pumapasok sa account mo dahil sa perang pinatrabaho mo. ❤️

Ang maganda sa dividend investing, may choice ka—pwede mong i-reinvest para madagdagan pa ang future dividends mo, or gamitin mo kung kailangan mo.

Hindi man instant ang malaking kita, pero with patience, consistency, and time, maliit man ngayon, pwedeng lumaki rin eventually.

Small dividends today, potentially bigger income tomorrow.

Happy dividend investing!

Covered call ETFs are not for everyone—and that’s okay. Some investors prefer growth, while I personally prefer monthly ...
09/05/2026

Covered call ETFs are not for everyone—and that’s okay. Some investors prefer growth, while I personally prefer monthly income.

For me, the goal is simple: if the ETF can provide a consistent and steady monthly income while maintaining its NAV over the long term, then I’m moving closer to my retirement goal.

I’m not chasing the highest growth or trying to time the market. I’m building a portfolio designed to eventually provide monthly cash flow without having to sell my capital.

Everyone has a different investment strategy. For me, it’s all about creating an income stream that can support my retirement and give me more financial flexibility.

Different goals, different strategies. Find what works for you.

Not financial advice. This is simply my personal investing strategy and opinion.

09/05/2026

Kinamatisang baboy

08/30/2026

Pork kare kare

💰 Happy Sweldo sa mga Dividend Investors! 💰My POV: Ang isa sa mga advantage ng pagiging dividend investor, may option ka...
08/10/2026

💰 Happy Sweldo sa mga Dividend Investors! 💰

My POV: Ang isa sa mga advantage ng pagiging dividend investor, may option ka kung paano mo gagamitin ang “sweldo” mo. 😎

Puwede mong i-withdraw at gamitin, or mas exciting—i-reinvest ulit sa stocks na gusto mong dagdagan. 🔄📈

After a lot of consideration, research, and reflecting on my goals and age, ito talaga ang strategy na nakita kong mas fit sa investment profile at goals ko.

Hindi naman ito one-size-fits-all. Iba-iba tayo ng goals, risk tolerance, at financial journey. Para sa akin, ang importante ay consistent, patient, at may long-term mindset. 💪

Kaya sa lahat ng dividend investors diyan…
Enjoy your “sweldo”! 💵💰
Withdraw kung kailangan, reinvest kung kaya, at let your money work for you. 📈

My POV and personal investment journey only—not financial advice.

Hindi man ganun kalaki ang kita, mas maigi pa rin kaysa hayaan lang na nakatengga ang pera sa bangko. 💰Ang importante, t...
08/09/2026

Hindi man ganun kalaki ang kita, mas maigi pa rin kaysa hayaan lang na nakatengga ang pera sa bangko. 💰

Ang importante, tuloy-tuloy lang hanggang maabot mo ang goal mo—lalo na kung ang pangarap mo ay magkaroon ng financial freedom at maagang pagreretiro. 🙏

Sa investing, normal lang na minsan umaakyat, minsan bumababa ang portfolio. Parte talaga ‘yan ng journey. Ang kailangan mo ay pasensya, disiplina, at consistency.

Tandaan, walang easy money. Kapag may nangako sa’yo ng malaking kita sa napakaikling panahon, mag-ingat ka. 🚩 Malaking red flag ‘yan, dahil maraming scam ang nagsisimula sa pangakong “malaki at mabilis na kita.”

Mas okay ang mabagal pero sigurado, kaysa mabilis nga pero baka mawala naman lahat.
Patience + Consistency = Long-term Success. 📈
Huwag habulin ang mabilis na pera. Buuin mo ang future mo, isang investment at isang hakbang bawat araw. 💪💰

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Kelowna, BC

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